Texts and Emails Wednesday 5 May

Topic: banks, developers and greed.

Guests: Guests are Mick Wallace (Developer), Frank McDonald (The Irish Times) Emer O'Siochru (Architect), Ger Gilroy (Newstalk) and Lisa-Marie Berry (Freelance Journalist).

We are borrowing €40000 per minute! Irish people brain dead. 1 am off to Athens! 

Martha B.

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Vincent whenever u mention nama i reach for my luger and change channel. 

Paddyobrien

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I believe that the banks have caused the problems, they gave cheap credit, their economists and other economists and accountants foretold this. People took the credit and we're greedy and now are suffering. For example Quinn direct employees. 

John Donovan  -accountant.

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In Cavan the person granting planning permission had absolutely no qualifications in this regard + everyone got permission for everything no matter how bad.

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Would someone Please tell me why Anglo,has to be saved?The money could be used to help ordinary people.What a waste.

Susan.Dublin.

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What is future of concrete shells in likes of sandyford? Why have developers still looked 4 excessive height in current development plan in dlrcc?

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Hi Vincent.The other night you spoke of the enormity of the amount of Three Trillion Dollars that the USA has borrowed from the world banks.Did you know, that if you went into a bank on the high street and withdrew 3 trillion dollars in 50 dollar bills, the pile would be 12,000 kilometers high??  TRUE.

Peter Keogh. Kilcullen  Kildare

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The emigrants had no problem to use public transport,they travel free.

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Got into trouble because accountants failed to do their work and they have got away it. J. O' Brien. Wexford.

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Many wise people wrote extensively predicting the demise of society at the hands of big business but the media largely ignored the warnings.

N CASHMAN Cork

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Why are the tax payers pumping billions into Anglo if there is a chance that its might be axed in lOyrs time?

Athlone listener.

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Mick wallace is hardly a "socialist" as he owns a football team {Wexford Youths}, and a vineyard in italy, 

david in Wexford

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no one mentioned auctioneers who valued land and houses the price of the concrete block didnt change a lot shame on auctioneers.

Pat hogan Drumcollogher.

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The public has bailed the banks and the govt out... what's the banks and the govt going to do for the average man on the street with no job and a mortgage loan to pay ? I dont hear any plans 2 reduce repayments as the property market devalues.

John in donegal

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Vincent, the government should supply Viagra free to all Irish men, in order to generate a population bulge to soak up the excess of property in Ireland. 

Brian Kearns

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Remember the greed of the Elm Park/Merrion Gates developers - there was a clause in the sale of those apartments that the developers would get a percentage of the profit if the apartment was SUBSEQUENTLY sold!

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This is old news you're debating about builders. Are you not watching euro news and cnn. Whats happening in greece will happen here and soon. Stop recycling old news and discuss the fall of the european union and our currency. 

Bernie.

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According to the Citizens Information website news section, there are currently just over 150'000 claims for Rent supplement being paid by The State. And just over a third of the premises are occupied by Non- nationals. Quiet remarkable statistic.

Ann

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Irish people need to wake up and do a greece . All them big builders should be in jail and doing time like any other criminals instead they are living of their money in swiss banks tax free. Donations to goverments and their will be no justice .

Keith Drogheda.

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Appears the builders were running the country.. Great Gov. Sat back as builders ran the country. Into the ground literally.

Anne ryan

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Does frank believe we all came up the liffey in a bubble? Im only a house wife and i could c that it wo all end up in tears. 

Bridie.

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Please make it clear that just as the regulator is most culpable in relation to our financial crisis, the Local Authorities are the bodies that have to take responsibility for the catastrophic planning debacle. The developers would not have paid such prices if they were not confident of being granted permission for the grossly excessive development by Planning Authorities. 

V. O'Shea

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Vincent are u mad ? Dub better for it? Tallaght destroyed with high rise .ballymun knocked down tallaght built high rise lots empty. 

Richie tallaght

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Even i saw the bubble was pricked, sold a fab hse in dub and now live happily on a small farm with a new hse in cavan mortgage free, dont people know when to stop gambling?

-the middle class voted in FIANNA FAIL in spite of well documented evidence from the tribunals-our so-called educated class of critical thinkers did it in return for 30 pieces of silver-now they dont even have the latter as our government claws it all back-and more-

N o sullivan

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vincent charley mccreevy should be jailed,he is responsible for the de regulation,we should march on the dail like the greeks and pull those dumb corrupt politicians out by the head of their dyed hair and kick the baldy ones up the arses out the door.

Joe from lmk

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Since this amounted 2 economic terrorism why not go after those who profited from this n get those bilions back We need an ENRON type pursuit to go after our money that was grossly over paid by our zombies 

JOE D.24

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Sooner or later you must face reality and recognise that planners are not business people.Our republic has been reduced to a socialist bureaucracy.Before planning laws were introduced Ireland developed in line with demand. 

Noel O'Gara

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Well now Vinny, why  can't the Government........... gain access to all those secret Swiss bank accountslike the US government did some time ago? Or why not gaol all the Seanies till they hand back the loot? Why not indeed? Don't you agree?

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To use a phrase of yours Vincent, is it not extraordinary..... how selective Frank McDonald and other media commentators are on their analysis of the property market. Given its tenor and hype it could be argued that the Irish Times Property Supplement was as much a factor in property inflation as any other. And what about the revenue enjoyed by the Press from these nasty developers. How much did the Irish Times lose when it bought myhome.ie?  Will you put that point to Frank?  

Larry Dunne. Bray

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The emmigrants that have'no problemn' using Dublin-bus,are using 4 FREE.That's a fact-so I dont accept Franks comment.He's out of touch.

Terry Campbell.

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Like the financial regulator, the planners getting paid and a pension FOR BEING ASLEEP!! Unless leaders lead then nothing will change. Why blame property developers, they took all the risks. Banks were just greedy and followed a smaller bank into the brink! Jesus has anyone been to stepaside! 

Ann Dublin

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Vincent. Looking at Mick Wallace I see a bleak aging process for Boris ''By Gosh'' Johnson.. A. Pleb.

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It's not just about developers, Vincent. We paid 140k for our house in 1996 & when we divorced in 2002 it was valued at €3.2ml so l had 2 raise a 50 per cent mortgage 2 buy out my spouse in order 2 keep my home. Am in negative equity tho never got a penny in my hands from Celtic Tiger!

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mick wallace for mayor of dublin. Dublins answer to boris johnson.

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That developer is going saying lots and lots but really he's saying nothing. Send him on his way vincent.

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Would people be mad to buy property now like David McWilliams says?

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Does the panel think t d and deputys should take a pay cut 

kieran co roscommon

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98 percent Irish inporting on oil costing 6.billon peryear ha ha ha what about www shelltosea .com www curibgas.net.ie 900. Billon to a trillon worth of gas and oil of the irish coast being pireated by multynathnal gangsters- 50.100 years of oil & gas being robed from irish peaple by who ? Www.Indymedia .ie ......

j'd GALWAY

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the landbankers are the builders who financed fianna fail who got government contracts - one mcinerney, sisk et al. 

Mk

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Look at liam carrolls shoe box apartments which were a real architectural marvel. What is that woman talking about. 

John d.

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I think mick wallace is the only developer that makes an sence. He knows what hes talkin about. 

Anne portmarnock..

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Mick Wallace is one of the good guys. What ever he made he deserved and he put an awful lot back into the community. A Wexford man brave and bold. We survived 98 and other such rebellions. Come the times, come the men.

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young married people are paying for corruption in politics.

Tom

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MY SON OF 34 YEARS WAS OFFERD A LOAN FOR A CAR IN 2003 WHICH HE ACCEPTED HE HAD NO MONEY IN THE BANK NO JOB AND HE WAS ON MEDICATION FOR DEPPRESION WAS NOT LIVING AT HOME WITH ME AND THE CAR WAS GIVEN BACK BECAUSE HE COULD NOT MAKE PAYMENTS I WAS NOT AWARE OF THE PURCHASE UNTIL LETTERS CAME TO MY HOME HE GAVE MY ADDRESS.

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 What a cosy little cabal of Lefties uve assembled 2night, what ever happened 2 'balance' on a panel? 

Maria

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Who purchases land & pays for it without planning ? A Fool. (by the way no signs stopped IRAQ or NICE treaty 

signed Brendan

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Please don't forget the builders employed alot of people and paid millions in taxes. I just lost my job after working for 20 yrs for one of the largest building companies. I blame the bank managers and estate agents not the developers or builders.

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Mick is a tonic! Always prepared to front up. He was driving out the clontarf road earlier today looking as chilled as a choc ice! Top man!!!! 

Andy. Howth

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I think Mr Wallace looks so tired and weary. I am so content with my 3 bedroom semi-detached with my mortgage paid in full and no worries about multi-million properties and I am aged 42! 

Martina Ryan Tralee.

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mick is a man of enormous integrity a man the country should be proud of.prefer to be giving my tax to him than the banks.

geoff gould

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Vincent a good panel to night no bull shit .Thanks !

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I met mr wallace on the quay's 1 day and i asked him to run for president! Now i'm asking him to run independent t.d.. We need people like him.

Tom. D4

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vincent i am an electrican never ever dependent on work from builders every one of these developers need jail every man women and child in this country will now have to suffer due to these idiots.

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vincent its so unfair to mention th doyle group in th same semtence as nama..they ar just good business people.

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I saw the recession comin in july 06 if brian cowen couldnt see it well he should of gone to specsavers.

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Mick wallace is like a breath of fresh air. He speaks the plain truth about nama and the rotten banks. We the tax payers are being led by lenehan cowan and this government to decades of misery! 

Fran Wade.

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I remember Mick Wallace when he was already a millionaire out laying paving slabs from a wheelbarrow. Best of luck Mick, keep at it. 

Andrew

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In cork 3 companies controlled the land in the city and suburbs-buildings are high rise and low spec! 

n o sullivan

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Hi Vincent,Ironically I am a private sector PAYE professional sitting here watching while sorting through my jars of coins to try to see if I can stretch enough to give my kids a modest summer holiday this year.  We never did get to count our 40 million let alone squander it!  Thanks to the banks and developers for killing the goose on our behalf.

Brian.  Co. Kerry

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VINCENT THE BOSS OF RBS HAS SAID THAT IT HAS NEVER BEEN THE CASE THAT A GENERAL ECONOMIC RECOVERY WAS EVER INITIATED BY BANKS SO WHY ARE WE EXPECTING THIS TO HAPPEN NOW VINCE

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Vincent mick wallace reminds me of an american indian! What was that they said? 'no one owns the land'.. And remember the banks let us money they never had. 

DerryAnn Morgan,Tara, Co Meath

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U vant 2 kno fie ze ubersheisser in ze motherland is vel ist und ze emancipation o ze frauliens. Frau Harney flew like und oberlunatic round ze vorld for vorkers- who 50,O00 each year - breed out ze Irish out of existance. It vas ze stoopid Frauleins, vit ze fear of ze mice, using computer, ya?

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Vincent We have the highest Stamp Duty in the Eu. 

Emma

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My business has never been in the red with the bank in 5 yrs. To get a 1000 overdraft I have to give personal guarantee and full set of acounts which costs 800. They are not open for business.

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Excellent show glad to see u got rid of the losers.

Frank naas

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Gay byrne almost single handed got property tax abolished he cried about it every morning because those with money in this country do not say tax.

Pat

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Its a pleasure to listen to a good talk for a change.

Liz cork

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Mick wallace one of the few developers with a concience. I wish him well. He opposed the building of tiny 1 bed apts which were just boxes. He was also great with wexford youth fc.

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Please name the 8 individuals who owned most of the land

around Dublin.That would be very interesting, I'm sure you'll agree. 

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Great to hear Mick talking real numbers. It gives me a grasp on what the real numbers were. Have him on again.

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I left aib at high point in career due 2 lack of transparency and realism! Fair play 2 mick wallace he deserves 2 survive - wonder if hes any jobs going! Hes gorgeous by the way!

Maeve

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Who got 4.5 million for a fifth acre in dominic street?

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Vincent its well your builder friend can laugh away his massive debt. Perhaps they are all laughing at us low said public sector workers. 

Michael